The Line Item That Decides the Deal: Doug Hoven on Insurance and Flood Zones in Coastal Virginia

EDITORIAL FEATURE  |  DOUG HOVEN  |  COASTAL VIRGINIA The deal looked done. The price was right, the inspection was clean, and then the insurance quote arrived. Doug Hoven, a REALTOR with The Ron Sawyer Team at RE/MAX Prime, has watched that moment reshape more Hampton Roads transactions in the past year than any interest rate…